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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was

A) a prepayment clause.
B) a subordination clause.
C) a due-on-sale clause.
D) an assumption clause.

2. Which of the following is considered a voluntary lien?

A) State tax lien.
B) Construction lien.
C) Real estate tax lien.
D) Mortgage lien.

3. Under the terms of a title insurance policy, when a disputed claim is decided by a neutral third party, the process is called

A) subrogation.
B) litigation.
C) indemnification.
D) arbitration.

4. The commissioner may refuse to issue a license if the applicant

A) provided incorrect information on licensing application.
B) has allowed an insurance license to lapse.
C) is not a resident of Pennsylvania.
D) is 20-years of age.

5. The Real Estate Settlement Procedure Act (RESPA), Section 8 violation that refers to a person giving or accepting a fee or "thing of value" for the referral of business is known as a

A) bundled services.
B) conversion.
C) kickback.
D) required use.

Solutions: